Become a Member

Benefits of Membership
Coverage & Services
Request a Quote

Benefits of Membership

The Ohio Municipal Joint Self-Insurance Pool offers members stable premiums year after year without the volatility seen in the standard insurance marketplace. We provide a policy customized to each member’s specific needs, taking the extra steps to find the right solution. Our goal is to establish a long-term relationship with each member of our Pool. We work directly with our members to meet their Loss Control and Risk Management needs. Outstanding Claims Service is a trademark of the OMJSP. Our adjusters are local and highly experienced in public entity claims.

Benefits:

• Assistance with the control and avoidance of injuries, management of risk and settlement of damages.
• Stability of price with reasonable rates. Pricing is consistent and adequate to ensure members have secure protection over the long haul.
• Underwriting consistent with the goals and objectives of our members. We know the risks and examine the experience of each member in formulating pricing.
• Outstanding claims administration by a nationally recognized third party administrator.
• Litigation management consistent with the needs of members.
• Reinsurance against most losses and reduction of net financial exposure for all claims activities in order to provide greater financial stability. Reinsurance is provided by Lloyds of London and Lexington Insurance Company/AIG.

Coverage & Services

The Ohio Municipal Joint Self-Insurance Pool offers coverage for liability and property damage for municipalities and their public officials, employees and volunteers.

MEMBER COVERAGE

Liability Coverage:

• General Liability (including Public Officials, Police, Firefighters and EMS)
• Bodily Injury and Property Damage
• Personal and Advertising Injury
• Errors and Omissions
• Medical Payments
• Fire Legal
• Employment Practices Liability
• Employee Benefits Liability
• Municipal Attorney/Law Directors Liability
• Employers Liability-Stop Gap
• Automobile Liability (Actual Cash Value, stated Amount on emergency vehicles)
• Uninsured/Underinsured Motorists Coverage
• Medical Payments
• Auto Physical Damage Coverage
• Excess Liability limits, follow form coverage with no self-insured retention

Property Damage:

• All Risk Premises Coverage
• Inland Marine
• Contractors Equipment
• Valuable Papers and Records Endorsement
• Accounts Receivable Endorsement
• Commercial Articles Endorsement
• Electronic Data Processing Endorsement
• Rental Reimbursement
• Extra Expense Endorsement (including debris removal, demolition and increased cost of construction)
• Repair or Replacement Endorsement
• Boiler and Machinery
• Crime Coverage
• Public Officials Employee Dishonesty

Coverage is subject to the terms and conditions of the policy including exclusions, aggregate limits and sublimits.

Request a Quote

To get started, please contact us or we can work with your local independent agent to provide a quote. Get started today! Call 1-800-359-6659 or email us.